14 · Legal & Regulatory Framework

• Registered in DMCC Free Zone · licence No. DMCC 2025 Ut (masked)

• DIFC legal opinion: PAD classified as a utility token (no guaranteed income, no ownership)

• KYC / AML via SumSub Level 2 (passport, liveness, sanctions check)

• Personal data encrypted (AES‑256) in UAE data centres; retention 36 months → auto deletion

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